Grants for Women-Owned Businesses: Funding Opportunities & How to Apply

Women entrepreneurs continue to lead in innovation, community development, and small business growth. To support this momentum, numerous grant programs are dedicated specifically to helping women-owned businesses succeed. These grants can cover startup costs, expansion, equipment, marketing, research, and more. For many female founders, grants provide an essential boost that helps level the playing field in competitive industries.

Because grants for women-owned businesses are non-repayable, they offer a powerful alternative to loans or private investment. Many programs also include mentorship, training, and networking opportunities, providing comprehensive support beyond financial aid.

Whether you are starting a new business, expanding an existing one, or recovering from economic hardship, women-focused grants can provide the resources needed to move forward. Understanding where these grants come from and how to apply increases the chances of securing funding.

Best Grants for Women Entrepreneurs

Top programs include the Amber Grant, Cartier Women's Initiative, and the Women's Economic Ventures Grant. Government options such as SBA's Women-Owned Small Business (WOSB) Program offer federal contract opportunities. Local chambers of commerce also provide microgrants to support women-led startups. Applications typically require a business plan, mission statement, financial documents, and a description of how funds will be used. Strong storytelling and clear goals improve the likelihood of being selected.

WOSB versus a local contest

SBA Women-Owned Small Business status is a federal certification path with ownership and control tests. A city pitch contest is a separate application. Do both if they fit, but do not assume one substitutes for the other. Start with grants for women-owned businesses and SBA.gov.

Keep proof of 51 percent ownership and control. If a male relative is the only person banks will talk to, a reviewer may question control. Related: small business grants. GrantDept.com does not certify WOSB status.

Frequently asked questions

What is a women-owned small business (WOSB) for federal programs?

For SBA WOSB/EDWOSB programs, a business generally must be at least 51% owned and controlled by women who are U.S. citizens, and meet size standards. Confirm current rules on SBA.gov before applying.

Can individuals get women-owned business grants?

Most "women-owned" grants are for businesses, not personal expenses. Personal education or hardship aid uses different programs. Match the program to your situation and read eligibility carefully.

Is GrantDept.com affiliated with the SBA?

No. We publish independent guides. Certification and applications must go through official SBA, SAM.gov, or program portals.